Investment Performance

32.0%
-7.7%
18.9%
58.8%

230%
23.2%

Cernemos Capital

2021
2022
2023
2024

Total
Annualised

Benchmark^

2021
2022
2023
2024

Total
Annualised

33.4%
-13.7%
25.3%
34.5%

194%
18.0%

(-1.4%)
(+6.0%)
(-6.4%)
(+24.3%)

(+36%)
(+5.1%)

ASX 200 Accumulation

2021
2022
2023
2024

Total
Annualised

9.4%
12.2%
5.8%
10.1%

143%
9.4%

(+22.5%)
(-19.9%)
(+13.1%)
(+48.7%)

(+87%)
(+13.8%)

^Benchmark is represented by Vanguard US Total Market Shares Index AUD ETF (ASX: VTS)

Please note that performance represents the actual return of a portfolio which represents the Cernemos model portfolio after fees but before taxes. Individual client performance will differ due to any variation between each Cernemos client portfolio and the model portfolio, including the timing of investments and other individual client considerations. The numbers in brackets indicate the performance of the Cernemos model portfolio relative to the Vanguard US Total Market Index Index and the ASX 200 Total Return, respectively.